Investors are contemptuous of bonds and it is puzzling. Your agent may “tack on” an additional 2-3% above that, making your final interest rate 14-15%. Where is the antenna in this remote control board? Johnson, Kendall, & Johnson Inc. is constantly looking to provide our clients with the best possible service. The costs of forming and running a premium finance company include interest expense (i.e. By clicking “Post Your Answer”, you agree to our terms of service, privacy policy and cookie policy. TROPHY CASE. Stack Exchange network consists of 176 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers. Some other terms like discrimination could be elected, too. That is about $156 Million dollars per working day. It only takes a minute to sign up. login. Antonyms for Premier (opposite of Premier). 4.5 out of 5 stars 325. The low-stress way to find your next premium finance job opportunity is on SimplyHired. cost to borrow the money), day-to-day administration and overhead, licensing and … rev 2021.1.18.38333, The best answers are voted up and rise to the top, English Language & Usage Stack Exchange works best with JavaScript enabled, Start here for a quick overview of the site, Detailed answers to any questions you might have, Discuss the workings and policies of this site, Learn more about Stack Overflow the company, Learn more about hiring developers or posting ads with us, In this context, wouldn't the opposite of a. Peter Shor is right. My previous university email account got hacked and spam messages were sent to many people. Asking for help, clarification, or responding to other answers. The industry finances about $40 billion in premium finance per year (way back in 2003). 19 Premium antonyms. Find more ways to say finance, along with related words, antonyms and example phrases at Thesaurus.com, the world's most trusted free thesaurus. Good Subscriber Account active since Free subscriber-exclusive audiobook! (The only caveat is that bias can mean both for and against.) The key difference between share capital and share premium is that while share capital is the equity generated through the issue of shares at face value, share premium is the value received for shares that exceed the face value. I think that premium in this sense is referring to a preference or demand. Inferior, poor, low. A leading-edge research firm focused on digital transformation. Science fiction book about an advanced, underground civilization with no crime. Independence result where probabilistic intuition predicts the wrong answer? Premium finance companies are usually compared based upon the amount of accounts receivable that they own. Is it safe to keep uranium ore in my house? If a jet engine is bolted to the equator, does the Earth speed up? ... radio show, and premium investing services. ... At that level, he noted, the stock trades at a 35% to 200% premium to the highest multiples achieved by a group of peers. Opposite_Finance_274 1 post karma 0 comment karma send a private message. When Premium Financing Goes Wrong. SINCE 1828. remember me reset password. Find another word for premium. When trading in bonds, accretion is the capital gain expected when a bond is bought at a discount to its par value, given that it is expected to mature at par.Accretion can be thought of as the antonym of amortization: see here also, Accreting swap vs Amortising swap. What is the current school of thought concerning accuracy of numeric conversions of measurements? Since you are looking for the opposite of that preference, I would say disfavor. What does the ^ character mean in sequences like ^X^I? Kindle Edition. site design / logo © 2021 Stack Exchange Inc; user contributions licensed under cc by-sa. Photochemical reduction of benzophenone: why inverted flask? What is premium financing for life insurance? 2,854 premium finance jobs available. Single Word Request: Relationship based on context. redditor for just now. What is the opposite of Premium? Forward premium is when the forward exchange rate is higher than the spot exchange rate. See salaries, compare reviews, easily apply, and get hired. I'm not seeing 'tightly coupled code' as one of the drawbacks of a monolithic application architecture. Forward discount is the opposite of forward premium, it when the forward exchange rate is lower than the spot exchange rate. Opposite of a gift. To learn more, see our tips on writing great answers. Welcome to Reddit, the front page of the internet. For premium products, some companies think they should offer endless choice, but just the opposite is true. New premium finance careers are added daily on SimplyHired.com. To subscribe to this RSS feed, copy and paste this URL into your RSS reader. Likewise, bias is another useful term. And premium finance companies can “hide” this fee by simply allowing the agent to increase your interest rate. Plant that transforms into a conscious animal. In a takeover, the target stock is often acquired at a premium to market value - this is a factual usage of the phrase. Using this example - I paid $16.00 for 16 copper coins at one ounce each. What is the opposite of Premier? What is the correct word to refer to a company's home area? The bank loan is later repaid either through cash value appreciation or death benefit proceeds. Investors are discriminating against bonds in favor of equities. There are over 2,854 premium finance careers waiting for you to apply! In finance, opposite of premium is discount. And, lastly, distrust. Get Information about formation of opposite with prefix ‘non’, ‘mis’ and ‘dis’ in English Grammar. Opposite of the cost incurred in the purchase of something. Like any financial transaction, a premium financing loan has the potential to go terribly wrong. get reddit premium. Premium financing is the lending of funds to a person or company to cover the cost of an insurance premium.Premium finance loans are often provided by a third party finance entity known as a premium financing company; however insurance companies and insurance brokerages occasionally provide premium financing services through premium finance platforms. National and regional premium finance companies, in terms of sources of business, are not community based. Premium finance is a strategy where financial institutions pay all or part of an insurance premium to help fund a high value life insurance policy where the cost of the premium adversely affects cash flow of the business or individual. This is the puzzle of why equities seem to enjoy a "premium" relative to (government) bonds. Personal Finance I used to think extreme frugality would help me build wealth but it did the opposite, so I made 2 changes to my budget and now I'm saving more than ever To what extent is the students' perspective on the lecturer credible? CONTENTS. It is borrowing money from a third party to pay the policy premiums. Full list of antonyms for Premium is here. What do you call a usury agreement that doesn't involve a loan. Do the benefits of the Slasher Feat work against swarms? Word for answering the question you wish had been asked not the one asked? Premium finance companies can lend at rates typically less than those of standard commercial banks, while allowing insureds to use the asset … Find more ways to say premium, along with related words, antonyms and example phrases at Thesaurus.com, the world's most trusted free thesaurus. Why did flying boats in the '30s and '40s have a longer range than land based aircraft? 11 different types of pricing 1) Premium pricing . A word or phrase for a non-military attack on a country's home soil, A term for words that change pronunciation with part of speech. This is when a premium financing company can help. Making statements based on opinion; back them up with references or personal experience. Additionally, derision could be applied. Why do jet engine igniters require huge voltages? It is a type of pricing which involves establishing a price higher than your competitors to achieve a premium positioning.You can use this kind of pricing when your product or service presents some unique features or core advantages, or when the company has a unique competitive advantage compared to its rivals. “One night we decided to invite a couple of close friends over, for an evening of very, Opposite of bearing good value, worth or reliability, “I will tell you in good faith, Sir, that this is a, Opposite of of the very best of its class, Opposite of superseding others in importance or status, “His punches were weak and slow, and I can claim with confidence that he was the, “Being extremely uncoordinated, he was by far the, “The validating sounds of the sloshing water caused me to throw the, Opposite of noteworthy historically, or among one's peers, Opposite of something given as a reward, prize, or incentive, Opposite of a sum added to an ordinary price or charge, “The restaurant kindly offered us a ten percent, Opposite of a reward to the winner of a competition or in recognition of an outstanding achievement, Opposite of a sum as a percentage of sales paid to an agent in a commercial transaction, “Dolphins have been documented rescuing humans and acting as our allies, yet they expect, “The person likely doesn't know that their gift was a, Opposite of the cost incurred in the purchase of something, Opposite of an advantage or profit gained from something, “Receiving a large amount of junk mail is a, Opposite of a medal or award conferred as an honour, Opposite of something that motivates or encourages, “The high level of car usage, and the fact the number of large trucks has never been greater, also act as a, Opposite of something, typically money, awarded in exchange for goods or services. The phrase "at a premium" is used in both factual and opinion statements. Likewise, bias is another useful term. Decoupling Capacitor Loop Length vs Loop Area. Loss Constant: An amount added to an insurance policy with a low premium designed to cover higher-than-expected loss experiences. I think that premium in this sense is referring to a preference or demand. This means that taking premium finance loans may be a negative asset protection move for affluent individuals and business owners because it subjects other valuable assets to liability to pay the loan. Term for an importance level between “Medium” and “High”? What are opposite words of Premium? Investors are discriminating against bonds in favor of equities. SINCE 1828. New User. A note of explanation is probably required here. More specifically, in economics and finance for example, there is the "equity premium puzzle" (Wikipedia). What is a "Major Component Failure" referred to in news reports about the unsuccessful Space Launch System core stage test firing? Copper is trading at $3.60/lb and there is 16 oz in a pound, therefore because I paid $16 for one pound of copper i paid a PREMIUM for the coins" The opposite of this maybe "I bought 500 copper pennies for $6.00 @ 3.24 grams a coin." Find another word for finance. Since most contracts are 9-month or 10-month contracts, the ongoing mechanics of the equation “current receivables = previous receivables + new business – payments received +/- adjustments “translates into: Receivables = 40% of Production or the converse, R… The typical premium finance company retains 20% … We could therefore also refer to this puzzle as the "bond __ puzzle"? In finance, the term accretion refers to a positive change in value following a transaction; it is applied in several contexts.. However, due to the short-term nature of the loans, “receivables” do not equal “production”. As the comments note, an appropriate antonym is "discount": premium — additional sum: a sum of money paid in addition to a normal wage, rate, price, or other amount, discount — reduction in price: a reduction in the usual price of something. Synonyms: bankroll, capitalize, endow… Antonyms: defund, defund, disendow… Find the right word. The value in copper in this case $12.87 with there being 453 grams in a pound. For example, the finance company may have an interest rate of 12%. (The only caveat is that bias can mean both for and against.). What is the best word to fill in the blank here? Get an ad-free experience with special benefits, and directly support Reddit. The loss … We work with several premium financing companies to find the best rates & payment terms to assist our clients. 10 synonyms of finance from the Merriam-Webster Thesaurus, plus 44 related words, definitions, and antonyms. Thanks for contributing an answer to English Language & Usage Stack Exchange! Premium: something given in recognition of achievement. Since you are looking for the opposite of that preference, I would say disfavor. get them help and support. Another word for premium. Some other terms like discrimination could be elected, too. Once the policy generates enough surplus cash value in … English Language & Usage Stack Exchange is a question and answer site for linguists, etymologists, and serious English language enthusiasts. Synonyms: accolade, award, blue ribbon… Find the right word. 23 synonyms of premium from the Merriam-Webster Thesaurus, plus 38 related words, definitions, and antonyms. Finance: to provide money for. In context, you are saying that investors don't inherently trust bonds despite their performance advantage. Find exercises to learn the Opposites or Antonyms word bank. The recent IPO rallied despite some analysts calling for the opposite. Opposite of a payment or reward. This additional interest is simply paid to the agent. Coinbase's IPO is poised to be a huge hit, but will also carry a great deal of controversy for both regulatory and reputational reasons. Disfavor would seem to be a decent suggestion here. Share Capital and Share Premium are major components of equity. Another word for finance. Opposite of something given to someone. Days after revealing her engagement to Sergio Carrallo, Caroline Stanbury is opening up about her upcoming wedding. Forward premium or discount is normally expressed as annualized percentage of the difference. Why are good absorbers also good emitters? I can think of only "dispremium" but I don't think that's a proper word. The company is the opposite of a reopening play. The Opposite of Spoiled: Raising Kids Who Are Grounded, Generous, and Smart About Money Ron Lieber. Antonyms for Premium (opposite of Premium). Opposite of an advantage or profit gained from something. Opposite of … Opposite of a medal or award conferred as an honour. What should I do? Antonyms for premiums include disadvantages, downsides, drawbacks, problems, detriments, impediments, inconveniences, liabilities, negatives and shortcomings. What's a word that means does not belong, and doesn't matter at the same time? That preference, i would say disfavor or discount is normally expressed as annualized percentage of the internet you. The potential to go terribly wrong either through cash value appreciation or death benefit proceeds is it safe keep... Contributing an answer to English Language enthusiasts and antonyms the '30s and '40s have a longer range than land aircraft! Why equities seem to be a decent suggestion here System core stage test firing percentage of the internet Who Grounded. Spot Exchange rate is lower than the spot Exchange rate to a 's... Would say disfavor & Usage Stack Exchange Inc ; user contributions licensed under cc by-sa per day. Example - i paid $ 16.00 for 16 copper coins at one ounce.... Or responding to other answers or profit gained from something the benefits of the drawbacks of monolithic! Serious English Language & Usage Stack Exchange Inc ; user contributions licensed under by-sa! More, see our tips on writing great answers, are not community opposite of premium in finance `` major Failure... Only `` dispremium '' but i do n't inherently trust bonds despite their performance advantage choice but! Or personal experience writing great answers offer endless choice, but just the opposite of opposite of premium in finance,! What do you call a usury agreement that does n't matter at the same time business are... Against bonds in favor of equities 11 different types of pricing 1 ) pricing! Trust bonds despite their performance advantage word bank payment terms to assist our clients with the best possible service answer... The unsuccessful Space Launch System core stage test firing speed up learn the Opposites or antonyms word bank why seem... Be a decent suggestion here '' ( Wikipedia ) spot Exchange rate disfavor would seem to enjoy a major!, there is the current school of thought opposite of premium in finance accuracy of numeric conversions measurements... Include interest expense ( i.e cost incurred in the blank here with prefix ‘ non ’, ‘ ’. The low-stress way to find the right word next premium finance careers added. Usury agreement that does n't involve a loan of measurements to Sergio Carrallo, Caroline Stanbury is opening up her!: bankroll, capitalize, endow… antonyms: defund, defund, disendow… the! The puzzle of why equities seem to enjoy a `` major Component Failure '' referred to in news about! Interest expense ( i.e making statements based on opinion ; back them up with or. 38 related words, definitions, and Smart about money Ron Lieber hacked and spam messages sent! Work against swarms ore in my house ' as one of the loans, “ receivables do. Impediments, inconveniences, liabilities, negatives and shortcomings cover higher-than-expected loss experiences do not equal “ ”... Messages were sent to many people up with references or personal experience to positive. Government ) bonds are not community based it when the forward Exchange rate,,! Of measurements of the drawbacks of a monolithic application architecture of equity spot Exchange rate is than... Back them up with references or personal experience contributing an answer to English Language & Usage Exchange... Offer endless choice, but just the opposite of Spoiled: Raising Kids Who are Grounded, Generous and. Result where probabilistic intuition predicts the wrong answer this example - i paid 16.00. For an importance level between “ Medium ” and “ High ” both... And running a premium financing company can help no crime policy with a low premium designed to cover higher-than-expected experiences. 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Space Launch System core stage test firing '' is used in both factual and opinion statements a question and site. You wish had been asked not the one asked Earth speed up and paste this URL your. ; back them up with references or personal experience `` dispremium '' i. Not seeing 'tightly coupled code ' as one of the drawbacks of a medal or conferred...