I’ve put together a 4 question debt calculator so you can quickly and easily find the best solution for you. Lol). If it is a legit and great opp., then I'm passing on it for the reasons above. Thank you so much. 18, Report #66156 . MoneyNerd does not give specific debt or money advice to its readers, MoneyNerd is an introducer and will pass you to a Financial Conduct Authority approved credit broker, debt counsellor or an Insolvency Practitioner, as terms and conditions apply to most UK debt solutions. If you’re dissatisfied for any reason, simply email customer service at support@thecreditsolutionprogram.com to begin the process. They could, however, request a County Court Judgement which means that the courts could send bailiffs. And if you charge, pay it off the following month.). I’m talking about additional offers from the Big Boy/Big Girl card issuers. You’ll have learned how to understand and classify each portion of your credit report. A debt can be too old to collect from you. I let them lure me with false promises and outright lies. Culture. Founded in 2002, Freedom Debt Relief helps clients settle and resolve their unsecured debts in as little as 24-48 months, instead of declaring bankruptcy. We have a great webinar on this in the member's area that goes into a lot more detail, but I guess you skipped that. Instead, they offered NO help, answered no questions, would not send us any documentation of our phone calls, etc. Using Mike's info I went through the 92 pages, yes, 92 pages of documents looking for gaps in the chain of custody, missing documents, etc...Let me tell you, these collection agencies rely solely on intimidation. Many different credit repair programs and advice over the past 30+ years and I can tell you this one rocks! Credit Solutions Limited have been known to send people to your house, however, they have no legal powers so you can ignore them or tell them to go away. Credit Solutions Limited cannot issue an arrest warrant or have you sent to prison. They had my full name and current address. You’ll recognize the factors that can increase or decrease your score. Due to old age and the mortgage company not reporting any longer, I suppose. In addition to debt collection the company also offers management services. According to the Credit Solution Program Website, their primary goal is to provide you with solid information and actionable advice about credit, debt, and personal finance-related topics, using informational and engaging books and other training products. Calico Rock, AR, Verified Reviewer. 75 replies 122K views xPollyx Forumite. They might pretend to be calling from the court, that they are a bailiff and will be visiting your home to remove your possessions, possibly even threatening you with criminal prosecution. Jasmine H., Nothing to write home about, however. We have a zero-tolerance policy for fake reviews, and companies cannot control or alter any reviews at any time. I would only recommend to people who have bad credit 600 or less. 2 Answers . Had a decent bureau rating. The Office for Fair Trading (OFT, 2012) has published a set of guidelines for the debt collection business. What the program has done is to remind me how I can do better. When you receive and review this information, be sure to keep in mind that there is no accurate way a third party could provide such an in-depth analysis of your financial situation, using only a few basic questions from the “test.” So, take this information with a grain of salt. Job security/advancement. 2.8. The lesson here is if you are able to be strong and stand up to threats from Credit Solutions Ltd Debt Collectors, knowing that their threats are empty, you can to some extent turn the tables. Why they use it unusual for debt collection businesses which credit Karma will do for free for any,! 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